The problem is not that people have college debt that they can't pay back. The problem is that there is such a thing as college debt to begin with. Education should be free. At all levels, to all takers.
I agree that education should be free, but not colleges. Colleges are involved in the business of credentialing and monopolising entry level jobs.
There is no use in education being free if there are credentialing businesses charging $320k (which I believe is going to increase as they teach more highschoolers why college debt is worth it) in order to use your skills in the job market.
Colleges who have a history of exploitative pricing have no place in the future of free education.
Massive assumption. People justify to themselves that something is good on a society-level when really it's just good on a selfish-level.
I believe that this can actually be bad on a society-level due to college debt being in the trillions.