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by 0xFF69B4 1494 days ago
Not in the EU. I pay for a lot of nonrecurring things via money transfer and I need a TAN for every online transaction. Before mobile apps they would occasionally mail me a list of like 50 of them [1] but that's not a thing anymore. Every online credit card transaction has to be confirmed in the banking app as well.

1: https://en.wikipedia.org/wiki/Transaction_authentication_num...