[RC_ITR]

One of the interesting parts of humanity is that we make artificial frameworks that become so familiar to us it feels “natural”

The entire concept of interest is a human-designed concept (one that some cultures actively reject). To say that interest rates are being “meddled” with is just basically saying “one group of humans is doing one thing that disagrees with how another group of humans do it”

I’d argue that humans in general are awful at understanding time values and interest is a very incomplete solution to that problem. Making that incomplete solution marginally better isn’t going to get us anywhere.

Shame is, I don’t have any better ideas.