[siliconunit]

Also I think the real estate disaster is one of the main culprits of most 'common people' problems. One cannot afford an early retirement from a taxing job, cos guess what mortgage is a criminal 10-15x their yearly salary..so good luck pensioning before 70...if at all. Here in the UK this has reached absurd levels and nobody in the goverment says a word about it in real (and no, 'easier access to credit' is absolutely not the right answer)... pay 5-6 pounds for a filter coffee and a plain croissant.. cos the tiny shop has to pay 100k / year in rent.... it's just a road to civil war... hopefully soon.