[adhesive_wombat]

> ... high-level staffers at Affirm and Afterpay ... emphasized the accessibility of these services, especially for younger consumers looking to bolster their credit and consumers working to restore their credit scores

Something about that feels pretty dystopian.

[NoPicklez]

Agree, I think there's also an overblown perception that you need to obtain credit and loans in order to build a decent credit rating. Which whilst true, doesn't really disadvantage you if you don't.

[RandomUser4567]

Why?

[adhesive_wombat]

Seems like a financial version of Nestlé expecting adulation about how they provide accessible milk to third world countries.