[throwaway787544]

There are a multitude of ways to claim unclaimed money that the government holds. I've used it to claim $15 before, it was easy. https://www.usa.gov/unclaimed-money

This process is not dystopian in the least. It's functioning system put in place by the government to help people.

Political actors can and do seize assets in private banks too. Private banks are also subject to laws.