[FintechRisen]

MX and Finicity both have OAuths to like 80+% of the top 20 financial institutions. There's a reason Plaid doesn't want people switching to them and it's hella sus

[conradev]

I believe Plaid was the one who got JPMorgan to build an OAuth API in the first place: https://finovate.com/plaid-signs-open-banking-agreement-with...

Why can’t the reason be “losing their only source of revenue to a competitor”? That seems like a fine reason to not want people to switch

[amonroe369]

Edit: cannot assure, but rumor on the street from peers, they were not the ones to get Chase to build OAuth.

PR is a hell of a marketing tactic.

[judge2020]

Plaid used oauth for Bank of America circa 2019 when I tried, and currently uses Capital One's oauth when I try to log into it. I'm sure they use it when it's convenience (or maybe when the financial institution mandates it).