[Beat-O]

It's Plaid in the US mostly, but other providers are used around the world as well. For example Salt Edge, with much wider coverage.

[skinnymuch]

Right that makes sense. It’s not a big deal. An app I was using MoneyWiz, let you switch between providers so something like Venmo or crappy store branded credit cards were able to be included too via Yodlee. I dont do much crypto, but Salt Edge does help there.