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by jermeh 1504 days ago
> have to fiddle aroudn to start payment app

This isn't really a thing with Apple Pay. You double tap the power button as you grab your phone, then Apple Pay is active (pending face id or unlock via watch), it's a very smooth process.

On top of that, in my experience, tap to pay (via card or phone) is much quicker to process than swiping or inserting chip.