[viceroyalbean]

> Do you really need full double-entry accounting for personal finances?

Probably not, which is why I'm not actually using it right now. My main use cases are keeping track of various types of assets and liabilities (bank accounts, stocks, apartment deposit, etc) to track my net worth as well as having a general idea of where my money goes, e.g how much I spend on groceries as opposed to eating out.

The statistical sampling approach sounds very interesting, thanks for the tip!