[grecy]

> i don't understand this sudden focus on retirement.

You sound like someone that's never taken a serious amount of time off work. Two years ago I quit my perfectly good programming job to spend 2 years driving from Alaska to Argentina. Someone asked me what I did the whole time - my answer "Exactly what I wanted to do. Every single day." I encourage you to take a seriously long amount of time off work to discover what you actually want to do with your life if you don't have to go to work.