[lotsofpulp]

> Optimizing the economy for the retirements funds (creating favorable conditions for existing big companies) has eliminated the paths to prosperity for the new generations (you cannot run your own shop to outcompete Loblaws or Walmart, and a cashier job there will never afford you anything more than bare survival).

Technology, efficiencies of scaling, and automation make it difficult for less efficient businesses to compete. Retirement funds have nothing to do with it.