[brightly-salty]

Yeah, I think I misunderstood both the above point and who owns the property in a mortgage. Essentially I think that the land value of the property, which is used in calculation of the property, would go to zero no matter who is paying the tax, reducing mortgages by an equivalent amount if the individual is in charge of paying it, or raising mortgage rates by an equivalent amount if the bank is responsible. Either way it does come out of the individual’s pocket, but mortgages don’t necessarily raise their prices.