[jjav]

> Something to note about your local bank/CU.

Credit Unions tend to be different (at least the 3 I'm a member of, maybe this is not universal) in keeping loans in-house.

The banks will indeed most likely sell off the loan as soon as it's done.

Not that it matters either way.

[bombcar]

My credit onion sells all loans longer than 10 years - but they keep servicing all the loans normally.

Some places sell off the loan and the servicing, that's more annoying.