[vidarh]

Well, then you've leveraged too highly. Estate agents here take a fairly small percentage of the rent to manage all of this, so it takes a fairly small deposit before your rental income less management fees can't cover the remaining mortgage.

[sokoloff]

Property management companies in the US take somewhere in the 8-12% range. Is it dramatically lower wherever you are?

[vidarh]

Towards the low end of that, but even at 12% it just means you can afford lower leverage.