[AviationAtom]

Our bank sold our loan before the first payment even came due.

That said, they were phenomenal during the whole origination process, and they gave us a rock bottom rate (2.375%).

My only fear is servicing being transferred multiple times, rapidly, then having to decipher who to pay now.

[bombcar]

The banks are really surprisingly good about forwarding payments, I found that a mortgage had been sold months before but the autopay from my bank kept working; it wasn't until I went to login that I realized it had been sold off.

[redshirtrob]

Exactly. I've had a bunch of different mortgages over the years. Plenty of them have been passed around, but I've never had to sweat the details. I just set up autopay and forget.

[AviationAtom]

So it isn't so much about the mortgage being sold, but whether servicing is transferred. If servicing is kept them the servicing bank forwards your payments onwards.