[Androsynth]

What you're saying is that you spend money and it increases your luck surface area; but there are plenty of free ways to do this. You don't need to go on vacation, make extravagant purchases or even go to the coffee shop to meet new people, make contacts, etc.

It sounds like you need money to get outside of your social comfort zone. If that works for you, fine. But it's not necessary.

Also, don't confuse using money to increase your luck surface area with blatant consumerism. Flying to a conference in Finland is much different than buying a new TV.