[byoung2]

Exactly...a bit misleading. It's more about making smart investments and having a lot of luck with the timing. Like my parents, who had successful careers (dad was a dentist, mom was in real estate), but in the end selling the house they bought in 1975 for $87,500 (and paid off) for $950,000 in 2004 was what put them in the best shape for retirement.