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by trafficante 1509 days ago
> If it was possible, I'd drop my own coverage instantly for Medicaid. Doing so would make my life immeasurably better.

I also care for a family member on Medicaid and, while it’s very far from perfect, I agree that in many every-day scenarios it’s remarkably superior to my employer-provided coverage.

Most of the downsides I’ve experienced are issues with getting specialist appointments in a timely fashion and providers creating unexpected reimbursement loopholes - which are thankfully rare, but remarkably abusive when they have occurred.

Eg: Medicaid will get you booked with an allergy clinic four months out and during the appointment they tell you “Oh by the way, Medicaid only covers ~5 basic allergen tests; if you want the standard regional allergen test that’s $150 up front and if you want the full spectrum test that’ll be $300.”

Meanwhile, half a year prior, I went to the same clinic, got my appointment booked for 2-3 weeks out, and wasn’t even asked about the test type - they hit me with the full spectrum and I just had to toss a minor copay on the way out the door.

I guess the overall moral of the story is that our healthcare system is broken and jammed up with perverse incentives at every rung of the ladder.