[syshum]

I agree, but I struggled with the wording to covey that I did not come from a wealthy family with a trust fund or something like that

We are a "normal" midwest 2 parent household, in the 50th percentile of income band for the region.

My over arching point is there has to be some personal accountability. it is easy to be a victim, blame the system, blame rich people, blame everyone but yourself for your own circumstances.

Life is hard and often unfair, and I freely admit I am one serious illness away from bankruptcy, there are things we need to do change the system in many ways

However alot of the talk I see about "solutions" will in reality just make things worse and further push victim culture that i see today.

I don't have all the answer, but "woe is me, life is soo hard and unfair" attitude I see I can assure people is not a solution

[JaimeThompson]

>it is easy to be a victim

When you are one major accident or illness away from losing everything you have saved is kind of makes sense to blame those who have fought so hard to make sure typical people don't have access to effective health care at a reasonable cost.

[syshum]

illness or injury yes, as that would prevent me from working, and earning the money I do today

Medical costs however would not the cause of my problems as even in the worst case I would be protected by bankruptcy laws would would allow me to discharge my medical debt while keeping my primary home, and a significant chunk of my personal possessions.

[JaimeThompson]

Not if you are injured or dead because you couldn't afford the medical care necessary to fix you / cure you / treat you on an on going basis.