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I try to increase how much damage I can take before it becomes a threat. For the most part, it means having enough savings to power through and recover. To me, the worst isn't something you can buy tools or insurance for. These problems are small pebbles for overland travellers. My motorcycle packing list is a -5° to 45°C survival kit. It's meant to handle worse problems in worse places, and it's field-tested. I'm more afraid about things getting really bad - war, economic collapse, 5 star wanted level, StackOverflow outage - then it becomes a lot trickier. Then you can't rely on anything. Borders shut down, bank accounts get frozen, ATMs and petrol stations run dry, money loses its value, shelves go empty. Then what? This happened during COVID. It's happening in Ukraine. Even Russians are getting a taste of it. How do you prepare for that? For everything else, liability insurance, an ADAC membership, a mechanic dad on speed dial, a well-furnished toolbox, your trusty towel, and lots of field testing ought to keep you prepared. |