I think of two different types of minds in this case, 'functional' and 'stateful.' Functional (like functional programming) minds do not use recall much, but instead build tools to react to situations. Stateful (with reactions in storage already) minds are good at recall and can react to known scenarios with greater precision.
I’ve had this thought as well, though always regarded the “functional” skills to be more of a coping mechanism for the lack of high-throughput state. It’s not that I’m naturally good at systematic thinking, but that I’ve been forced to become competent, and I envy the person who can operate wholistically.
This description reminds me a lot of the fluid vs crystallized intelligence. The way that’s always been described to me is that younger people always have a faster brain but as we age, we can make up for our slowness in having a lot of experience to draw on.
I feel like you describe a functional one.