[t3ssel]

Here in Europe, banks are now kinda forcing people to use their mobile applications as a "security measure" (2FA, etc). Not doing so can prevent you from using your credit cards online or in some shops. It's probably the main reason I have a smartphone.

Have you ever had those issues before? How do you cope with it?

[jacquesm]

I picked a bank that uses a physical token that has a little computer in it and does a challenge-response for the authorization.