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I'm excited about this because it may help with a problem I've had for many years: in a word, being my family's CFO. I'm a data scientist, and I'd like to be able to report as easily on my own personal finances as I can on the data of the company I work for. This is not a small thing for me. I want to take care of my family's finances, but I'm impatient with bullshit. I don't want to spend an hour every weekend logging into 10 different services, clicking on 10 different things in each company's always-different, always-shitty web UI to pull all the data I need. The easier and more convenient this is to do, the better job I will do managing my money and protecting my family. As a data scientist, I can handle writing a little code to make some API calls and crunch the numbers that come back. If APIs were available to me for all companies I have assets or liabilities with, I'd have no trouble being an awesome family CFO. But... there is nobody that wants to make this secure and easy for me!! I would have to go to a company like Personal Capital, give them ALL MY ACTUAL BANK LOGIN CREDENTIALS, and they'll go login and do some screen-scraping to get the data. Half the time that won't work because of 2FA complications. They'll bring that data into their little ecosystem, serve it through some shitty web interface, and use it to serve me whatever ad nonsense they want. It's immensely unpleasant, slow, unreliable, and insecure. It sucks ass. Is your company going to fix this, or perhaps be one part of the solution? One day, will I be able to run my own R and Python scripts that pull all my data, balance my checkbook against receipt screenshots, automatic fraud detection, show me how all my investments are doing? Maybe even open-source it so that others can do the same? Thank you so much, in advance, for reading and any reply you can make! I'm very excited for this! |