[pydry]

>Use the state to fix failures of the state?

The lack of banking services for the poor is a market failure not a state failure.

State competition in markets that have failed to deliver necessary services has long been effective whether its through provision of housing or bare bones post office bank accounts.

It not only provides underserved communities it whips competitors into line because - surprise surprise - competition works.

It's the one weird trick parasitic oligarchs hate.