[a_humean]

And that is another instance where many people part ways, because another big aspect of crypto is that it is partially motivated by a political ideology that most people politely reject and many people think is full of crackpots and scam artists (because it is).

[trutannus]

I'm not advocating crypto here, I'm just pointing out that saying crypto is bad because you can "just pass a law" is just as illogical as saying "internet blockchain money will give us freedom".

[giaour]

> saying crypto is bad because you can "just pass a law"

I think you're misconstruing the original suggestion, which was that a legal solution to the problem of the unbanked would be viable. You could pass legislation mandating that banks turn no one away, you could establish a publicly run bank of last resort, etc.

I believe those measures would be "easier" solutions to the problem than replacing the entire financial system, but that's just an opinion about a hypothetical.

[trutannus]

Not suggesting we replace the banking, just pointing out how this path you suggest is still not going to be an easy fix. There's no easy fix. Again, not advocating for crypto as a solution. Just asking people to consider more deeply the issues of saying "use the government to solve it!".

[Kbelicius]

GP said "easier", not "easy". Number of people that display an inability to read a few sentences and parse them correctly is frightening.

[trutannus]

> You make a law that everyone must be served by the banks. Easy.

This is the one I'm specifically discussing, its from a different user. This is the line that started the thread. Plenty of users are discussing this specific line I believe.

[giaour]

FWIW, I thought the "Easy." you cite was meant sarcastically. The full context is:

> The same as national health insurance. You make a law that everyone must be served by the banks. Easy.

and national health insurance is famously a fiendishly hard public policy issue (albeit one for which several competing models exist and have been put into practice). Working from an existing public policy model (like using France's example of offering bank-of-last-resort services through the postal service) still seems way easier than just deciding to solve it with crypto.