[4oo4]

It's not that bad. As long as you have the links bookmarked and have your PIN saved, it's a 5 minute process. And you can even make it temporary, so if you are looking at getting qualified for a loan you could give yourself just enough time to get that accomplished.

https://www.experian.com/freeze/center.html

https://www.equifax.com/personal/credit-report-services/cred...

https://www.transunion.com/credit-freeze

Also, only kinda related but this is extremely useful too, it prevents you from getting junk credit card offers in the mail, that others could potentially do in your name:

https://www.optoutprescreen.com/

And if you want to make identity theft even harder for someone, using a service like this to make your info less searchable is also great:

https://joindeleteme.com/