[cogman10]

> Not only is it somewhat risky

Sort of depends on the investments doesn't it?

Sure, if you sink every penny into penny stocks or crypto you are definitely running a huge gamble. On the other hand, there are non-stock market investments that are perfectly safe. Go grab some TIPS/iBonds for the full amount of purchase. Or maybe go a little riskier and grab some bond index funds. Both of those options aren't playing the stock market.

If you wanted something a little more risky but not "throw it all on GME" then grab an ETF like VOO or VTI.

Obviously do what you like. I'm pretty comfortable with my ability to pay off my obligations.

[after_care]

Plenty of rock solid investments have failed throughout history. :).

I would never tell anyone how to spend their money, I'm just bringing up a counter point to the conversation.