| > 1. Do you use a spreadsheet? Did you build it yourself? Did you buy one that was already done for you? I use YNAB for budgeting. I like the ability to choose between the mobile app or website depending on what I need to do. I've been using a spreadsheet for tracking my net worth over time. I copied the template from someone else and just update it on the 1st of every month. > 2. Do you use an accounting software (Quickbooks, Xero, Zoho, etc.)? The only software I use is Quicken. I have it download all of my balances for all of my accounts to simplify updating my net worth sheet. > 3. How do you like your current solution? Is it too complicated? Is it too overkill in terms of features for your needs? It feels great right now. When I first started creating a budget, I overcomplicated it. It took a while to figure out how to make it simple, but it feels natural and easy to use now. > 4. What would make it better for you? I wish there was another piece of software that helped with downloading balances and transactions. Quicken is pretty slow and bloated and pricey. I've tried Personal Capital, but I wasn't comfortable with having my balances stored there. Quicken seemed secure, trusted, and offline-ish enough for me. |