| I've had this conversation with a number of financial-savvy friends. It seems that we all have different methods depending on what you're after. For myself - I hate spreadsheets and updating and categorising data.
I have also tried a number of tools that will "attempt" to automagically present useful reports. But I've found that in 90% of cases - I'm well aware of what I spend on and how much I spend. The data that really interests me personally is - savings, pensions, asset wroth tracking and scenario simulation.
I find that looking at growth over the past 3,6,12 months motivates me to do even better or look for more efficient ways of organising my finances. At the moment here's what I do: - Following a guide like (UK Personal Investing Flowchart)[https://ukpersonal.finance/flowchart/] to judge where I am at and what my short/long term goals are. - I have automated transfers at salary date (T+3 days to account for variations) to investments and savings. - I do a monthly scan through of current and credit accounts to make sure nothing unusual occurs as well as monthly credit-rating check. - For crypto investments I use (Delta)[https://delta.app/en] - For Stocks and Shares I track current positions via Yahoo Finance. - Lastly - every now and then I check-in to see how my Pension accounts are doing. So far I've gone through 4 different pension providers and tools - but none of them see to have good forecasting, scenario tools. As a side topic recently got shown (Casual)[https://causal.app/] by a friend - I've been contemplating giving it a try. |