| Well, personally, I'm in a situation where I struggle to spend more than half of what I earn, including my mortgage repayment. I'm not a cheap person, if I need to spend money on something, I will. It's just that my life style and affinities mean I'm not spending much. I'm not much of a fashion guy, so no huge collection of expensive clothes. Nor am I a car guy (I don't even currently own one, and if I were to have one again in the future, it would simply be a tool). When I travel, the destination is often decided at the last moment, and I'm more of a backpack kind of guy. When I buying something somewhat expensive (price ~$1000 or more), I'm always evaluating the usefulness of the thing, for example, I kind of want to replace my folk guitar but in fairness, I rarely play my current one, and it's not like this will change with a nicer one (I also have two very nice electric guitars I've not touched in years). Simply put, partly out of how I was brought-up, partly out of some ecological-consciousness, I do not buy something simply because I can. Also, regarding this part: > Its the kind of thing said by someone who has never made that much money When I make this statement, opposition comes far more often from people "who have never made that much money". My friends with similar or greater earnings get my point of view, even if they don't have the same views, but my friends with lower incomes generally strongly disagree with this kind of view. |