[slyzmud]

> I can trust my bank + the government to keep my money safe.

That's not true everywhere. I live in Argentina and people prefer to have dollars in cash in their houses rather than leaving them in a bank. A few years ago, in 2001, the government took the dollars from the banks and gave them pesos for a lower value. Most banks went broke and people lost their savings and the ones that didn't, gave pesos to people making them lose 75% of their savings. I know similar things happened in other countries too.

Crypto kind of solves that issue. I know some people who prefer to save in DAIs than keep dollars in the bank.