[vorpalhex]

You may want to reread your source.

> Section 31 U.S.C. 5103, entitled "Legal tender," states: "United States coins and currency [including Federal Reserve notes and circulating notes of Federal Reserve Banks and national banks] are legal tender for all debts, public charges, taxes, and dues." This statute means that all U.S. money as identified above is a valid and legal offer of payment for debts when tendered to a creditor.

[Dracophoenix]

IANAL. This law establishes a default position in case no prior arrangement for a medium of exchange had been agreed to or requested in a contract or such a medium of transaction could not be reasonably accommodated. Legal tender doctrine is not a universal edict applied to every transaction.

https://www.forbes.com/sites/nathanlewis/2017/04/18/what-is-...

[traceroute66]

> This law establishes a default position in case no prior arrangement for a medium of exchange had been agreed to or requested in a contract or such a medium of transaction could not be reasonably accommodated.

Yes. I think this is ultimately the crux of the matter, i.e. the moment that reasonable alternative(s) have been offered then the whole "cash is legal tender" thing (basically) goes out the window.

There was an interesting ruling in Europe[1] in relation to Euro cash where it was even ruled that European government bodies are not obliged to accept cash. The ruling basically said exactly what @Dracopheonix pointed out:

"Limitations on payments in notes and coins, established by Member States for public reasons, are not incompatible with the status of legal tender of euro banknotes and coins, provided that other lawful means for the settlement of monetary debts are available"

[1] https://www.cashmatters.org/blog/european-court-justice-deli...

[vorpalhex]

> This statute means that all U.S. money as identified above is a valid and legal offer of payment for debts when tendered to a creditor.

[Dracophoenix]

Provided a contract or agreement doesn't stipulate otherwise.

A way to think about this is that while the constitution recognizes freedom of speech, signing an NDA results in the exchanges of one's right to disclose certain information in exchange for the privileges and benefits of employment.

[vorpalhex]

You can't typically seek court help for a debt and not accept cash, reasonableness permiting.

The law typically allows you to charge a penalty for accepting cash - everyone recognizes handling large amounts of cash incurs issues.

[Dracophoenix]

What about bankruptcy courts? Repossession? Liquidation auctions? The seizure of assets as compensation for debts incurred is not in and of itself unreasonable or particularly atypical, even when the option of cash exists. Although, depending on legislation and jurisdiction, there may be prescribed limits (e.g. homestead exemptions and limited liability)

With all that said, none of what you've stated proves that the law requires all debts to be accepted in cash in every case regardless of circumstances. What you've offered so far is an asserted reading of the text without any arguments backing up the claim.