| I don't see how what you are saying makes any sense at all. >1. Bad tenants will have no incentive not to harm the property and the neighborhood. Of course they will: they may lose the security deposit, may be evicted, may be sued, and may even be arrested. >2. Landlords will be forced to pay for insurance to cover all the bad things that tenants are now free to do. They already pay for insurance. >3. Rents will rise to cover the costs of the insurance. Conscientious tenants will be penalized. Building more housing will make housing more expensive? >4. Even otherwise conscientious tenants will start to cut corners since they are having to pay for the insurance anyway and it’s clearly unfair. No, for the same reasons I gave before they still have an incentive to behave well. |