[couchand]

I had a similar experience recently: one agency report came through fine, one report came through with mysterious issues, and one just would not ever let me verify without snail mail.

When it came time for my "real" credit report to be run, however, there was no problem at all verifying my identity or getting the accurate information. Weird, huh?

[eslaught]

Your comment exactly describes my experience.

What can we do about it? It feels hard because for any given individual they can say: "the problem is you, not us." We'd need some sort of aggregate data to prove that there's something systematic going on.