The Headline is in Germany with the "Schufa" literally already the case. What makes it worse, is that you cant even open a Bankaccount with a bad Score.
It’s proprietary, cost money, is almost impossible to avoid if you want to rent an apartment in Germany. And they have been found to have A LOT of incomplete, outdated, or wrong data.
https://en.wikipedia.org/wiki/Schufa
It’s proprietary, cost money, is almost impossible to avoid if you want to rent an apartment in Germany. And they have been found to have A LOT of incomplete, outdated, or wrong data.