[sloaken]

With a 'wind fall' 1 million dollars,

I would take about 20% and plan to squander it. Vacations, car, cloths.

I would put 80% in something with a time lock of about a year. Something with a penalty for early withdraw. This would provide 2 features:

1) Time to think about it

2) Protection from 'newly discovered' relatives and friends who want a piece. "Sorry I would love to help, but the money is invested, and there are SEVER penalties for early withdraw, you do not want me severely penalized do you?"

Now if you are talking about how I would invest a million dollars, that would be different. Short term I like lampshades idea of Wheat. Anything natural gas. Anything to protect against inflation.