[commandlinefan]

> I realize that to some in the tech industry $180k may seem like nothing

But once you have a degree on MIT, you'll be one of those people in the tech industry to whom $180k may seem like nothing. You will be able to pay those loans off after graduation. By the time you're 40, you'll be kicking yourself for not taking advantage of this once-in-a-lifetime opportunity if you don't take it.