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> "Also, there are lots of US tech people here - with overly inflated salaries compared to approximately everyone else. "

And even then, you're usually required to live within reasonable driving distance of the office. You don't make enough to buy a place. At least half your salary post-tax probably goes to rent. So yeah, you've got a few bucks in the bank probably, but it's not like you're saving up to buy your third Porsche or something lol.