[mancerayder]

That's because you're, perhaps correctly, choosing not to own anything? If you rent and ride a bike and only ever take the subway and occasional Uber, then this stuff seems foreign. If you want to buy a property then you'll see for yourself the joys of bureaucracy. When you get a Kafkaesque fine that you can't reach a human being to talk about, and discover a byzantine system of 'expeditors' you might reconsider.