[ThinBold]

You get to choose between out-sourcing the liability or naked-running. You can even linearly-interpolate between the two extremes. In case of banking, you already payed the hidden fee (banks get bailout using government money, aka your money)

[30367286]

The number of consumers trying to buy a coffee who will “linearly interpolate between the two extremes” will be limited to a vanishingly small group of consumers who enjoy that kind of thing.

The two responses to my very simple question prove to me that crypto is a fad that will fade into the background. Maybe a few big players will use it as their protocol, but the average consumer is never going to think about it.