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> How do you prepare for something that you don't know is going to happen?

The pandemic was predicted many years in advance, by many people: https://www.businessinsider.com/people-who-seemingly-predict...

The fact it was a coronavirus coming over from animals was also highly predictable, given SARS and MERS. There is a fantastic book called Spillover by David Quammen which lays all this out and explains why it was virtually guaranteed to happen.