[jltsiren]

You should pay more attention to household incomes than individual incomes, because housing is a per-household expense. Even if you are a high-income individual, you may still live in a mid-income household. In most large cities, being mid-income means you can afford to rent in most areas or buy in cheap areas.

[onlyrealcuzzo]

Income is so unevenly distributed that if you're in the top 1% of personal income, you're in the top 3% of HH income.

Assuming you're single and in the top 3% of HH income (top 1% personal) - you have 2.1 less persons to provide for. You should probably be better off than two people with a kid. You need less bedrooms and floor space, that's for sure.

If you can't find a decent 1 bedroom in town - I feel sorry for the family shopping for a 3 bedroom on a slightly higher income that has most of that extra income going directly to the tax man.