[Archelaos]

For emergencies I got myself a line of credit from my bank using my stocks as collateral. Currently the line of credit amounts to apox. 20% of the values of my stocks, which is far below the possible maximum, just to be sure in case of a falling market. The interest rates for such a credit are modest, because there is a collateral.

I can recommend to anybody who ownes stocks to ask your bank about such a line of credit, because it has no costs as long as you do not need the credit, but if you need money you can immediately draw a flexible amount of cash for exactly the time you need it.