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by pawelkobojek
1553 days ago
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My emergency fund is set for 12 months. I keep 1/4 in a savings account for a quick access and 3/4 in government retail bonds which in my country (Poland) are inflation adjusted after first year and I’m able to withdraw any time I wish so. The capital is guaranteed no matter when you withdraw and if the withdrawal happens before expiration, 2 PLN are subtracted from interest per each 100 PLN. This obviously assumes that government won’t default but it’s a safe bet in my opinion. |
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