[adityaathalye]

Over time, I've come to believe discussions around "Technical Debt" do not sufficiently examine the nature of the risk of the underlying challenge. The framing also skews and pigeonholes the responsibility part of addressing things.

I've tried to articulate this (a bit tongue-in-cheek) here: https://www.evalapply.org/posts/software-debt/

In short, I feel a re-scoping in terms of "Software Debt" is warranted. And a re-casting of the risk of this debt in terms of the rocket equation, and opaque financial derivatives of the kind made infamous in 2007/08.