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by fy20
1553 days ago
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A lot of this is very US specific. Large amounts of credit for cheap with little due diligence is not a thing in Europe. The banks in my country do not even offer home equity loans. On the other hand your emergency fund needs to be a lot smaller, because of social support provided by the society. If you are unemployed and break a leg, you aren't going to need to pay a $20,000 hospital bill. |
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