[glutamate]

Gold and BTC are not suitable for emergency funds: liquidty, low volatilty and easy access is what you are looking for.

[luciusdomitius]

In a highly inflationary environment, low volatility simply means you get burned. OP is asking how to avoid exactly this.

[unmole]

Having emergency funds in highly volatile assets simply means you get rekt in an emergency.

[luciusdomitius]

Alright, let's look at historical data - who was more successful at fleeing Nazi Germany? The ones who had jewelry in their pockets, or the ones holding a fat bag of reichsmarken? It is THIS obvious.

[bb123]

An emergency fund is for paying your mortgage if you lose your job, or settling a large car repair bill. No one here is seriously asking how to protect their investments while fleeing on foot from a genocidal regime in total war.