| Oh look, instead of teaching people financial skills in school, we will eventually have an FIN.AI It will automatically calc our income and priorities and allocate our spending as such, which will happen automatically via CBDC. --- Seriously - this is where we are headed: --- John works as an SRE for BigTech.com, he wakes in the morning on April 1st 2030, payday. His automatic payment system is activated, providing him a summary of income and active debts, bills and payments that are payable. His screen shows him that he made $5,000 this pay period, before taxes, but he has $3500 in his deposit. From that deposit, he also has these fees due, and expected to deduct from his pay: Insurance, Rent, Groceries, subscriptions, etc... He will select auth for payment to each fee due via the app. --- FF: John lost his job. Now its Oct. 1st and john reviews his "Due Dash" -- which shows him he needs to pay X services. John has no income, and his auto-pay for things has already hit his account whilst he was sleeping and John basically already auto-payed a bunch of services he should have canceled. John is fucked. Because he paid his netflix bill automatically, and thus he is insufficiently funded for his Rent. --- John has a traffic ticket which he is indignant about and vows NOT to pay such. Methodfi.AI automatically makes him pay that ticket. --- HERE is my question: Every time I leave the house, I am bombarded with every aspect of marketing to get me to SPEND. How about creating an environment/thing and business model that MAKES me monet(y) as opposed to creating the tech that makes it EASIER to SPEND. --- So, in conclusion, please ensure you have the most exquisite controls over allocations and spending behavior. |