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by OrlandoHakim 1558 days ago
Fair enough. I still use my credit card for most purchases also and I too appreciate the ability to chargeback if needed.

Still, it is important to appreciate that consumers do pay a premium for this feature on all transactions built into the price because merchant account for the risk of chargebacks when setting their prices. I can’t estimate the amount of premium but I would guess it adds up to a few percent.